Business Interruption Insurance Claims in South Florida

Business interruption insurance covers several important aspects of business like profits, utility expenses, and relocation expenses. When you do buy the policy, make sure that it provides enough coverage, since a full recovery could take months or years. The policy cost is related to the nature and location of your business and how easily you can operate a relocated business.

Most business owners and executives do not consider the financial implications of an unexpected event that halts their ongoing operations. Revenue-producing activities may come to a halt, while the business must continue to pay its bills, stay current with loan payments and meet its other financial obligations. Having business interruption insurance can provide protection if fire, windstorm, water or other natural disaster forces you to relocate your business temporarily or permanently.

A public adjuster at ECPA can help people who have insured property losses and have submitted claims and need to obtain the greatest compensation they possibly can.

If you file a claim under your business interruption policy, be aware you may need extensive documentation, including tax returns, recent sales, utility payments, loan obligations and other financial material. After all, the insurance company wants to get a complete picture of your pre-claim financial situation in order to determine the amount of your losses.

You may also need to submit documentation of the steps you have taken to reopen your business in a new location, such as a new lease, moving costs and utility bills.

East Coast Public Adjusters can provide expert advice and guidance to help business owners file these types of claims and receive a recovery that allows you to continue your operations.

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East Coast Public Adjusters is here to help you when the insurance company won't. We understand that you have substantial damage, and we're here to get you the settlement you need to move forward.

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